ECONOMIC OPPORTUNITY: ASSET BUILDING
Many Texans are poor, not because they don't work, but because their work pays too little to raise a family out of poverty. To ensure economic prosperity, Texas public policy must support work, make work pay, and help families build their assets. The most important thing the state can do to enhance economic opportunity is to invest in public educationâ€”from early childhood education all the way through higher education.
Recent Asset Building Publications
OpportunityTexas: Building a Strong Middle Class (11/2/2011)
Senior Policy Analyst Don Baylor and OpportunityTexas Project Coordinator Laura Rosen gave this presentation about OpportunityTexas at the RAISE Texas Summit at the Federal Reserve Bank of Dallas on November 2, 2011.
Senior Policy Analyst Don Baylor gave this presentation, "Building a Strong Middle Class: the Role of College Savings Accounts," on the State Platforms for College Savings Accounts panel at the College Savings Forum at the Federal Reserve Bank of Dallas on November 1, 2011.
Over the past several years, unregulated and high-cost, short-term lending has taken a toll on Texas consumers and communities. Without state oversight, Texas consumers do not have basic protections against abusive lending practices or a way to escape the cycle of debt which traps Texans with unlimited fees. The 82nd Legislature has a unique opportunity to address these problems by enacting House Bill (HB) 2592, 2593, and 2594.
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